While it may go without saying, the most important step after a car accident is to check on everyone involved and call 911 if necessary. Next, you should move your vehicle if it’s obstructing traffic. Turn on hazard lights and consider setting up road flares or warning triangles if you have them.
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Call the Police
Calling the police is essential because it creates official, impartial documentation of your accident. Moreover, it may also prevent the other driver from later claiming that the crash didn’t cause your injuries or property damage.
When an officer arrives, communicate only what information is necessary. Avoid sharing your social security number, coverage limits on your insurance policy, or other personal information. This information could end up in the police report and be used against you if your case goes to trial.
Likewise, don’t give the other driver’s insurance company any accident details while still at the scene. You can do this once you are away from the scene and have a chance to think about it.
Exchange Information
If the other driver tries to get you not to call the police or says they do not want to give you their insurance information, this is a red flag that they may have something to hide. Disagree; instead, exchange contact information with the driver and vehicle owner.
Ask for name, address, phone number, insurance company, policy number, and car registration number. Also, ask for the VINs of both vehicles to determine legal ownership. Additionally, obtain the names of eyewitnesses and anyone else who witnessed the accident.
Take Photos
Photographs capture details that may be difficult to remember under the stress of a car accident. This includes things like the position of cars relative to each other, skid marks, property damage, and further details surrounding the accident.
Take photos of the scene from various angles, including close-ups of vehicle damage and shots taken from a distance to show the bigger picture. Also, make sure to capture any visible injuries sustained by you or others at the scene.
Finally, try to capture any nearby businesses. These establishments may have security cameras that could help paint a more complete picture of the crash.
Talk to a Lawyer
Even a seemingly minor car accident can have significant financial repercussions. From lost income to medical bills, expenses can quickly add up.
In the aftermath of a car accident, people are often approached by representatives of their insurance provider. They may commiserate about their injuries or assist them. While these individuals may seem like they are being helpful, they have their interests in mind. Innocent statements said in the heat of the moment could be twisted and used against you later on.
Instead, speak to an experienced Hassett & George attorney right away. This will prepare you for any conversations with insurance companies.
Seek Medical Attention
Regardless of whether or not you feel injured after a car accident, it is essential to see a doctor. This is for your health and to protect your legal rights.
If you are experiencing severe pain or other symptoms, head to the emergency room (ER) immediately. Otherwise, you can visit an urgent care facility or your primary care physician.
Take photos of the accident scene, and get the names, addresses, phone numbers, insurance policy information, and license plate numbers of all drivers involved in the crash. You should also seek out any witnesses if you can.
Contact Your Insurance Company
If you aren’t seriously hurt and the other driver is cooperative, providing them your name, insurance policy number, coverage limits, and phone number is good. It would be best if you also got their name, address, and the make and model of their vehicle. If police officers attend the scene, note their names, badge numbers, and a copy of their accident report.
However, you should avoid discussing the accident with anyone besides your lawyer. Anything you say could be used against you, mainly if it implies some degree of blame.
Get a Free Case Evaluation
The best way to determine the extent of your injuries and the value of your claim is to consult with a car accident lawyer. Never give a recorded or written statement to the defendant’s insurance company, as this will be used against you in court.
A car accident lawyer will do the behind-the-scenes work for you, including collecting evidence and documentation, drafting claims and lawsuits, and making phone calls. They will also understand what compensation you are entitled to receive. This includes monetary compensation for medical bills, auto repairs, lost income capacity, pain and suffering, and more.
