It’s no doubt that you’ve probably dealt with unexpected costs before. When you went in for your last checkup at the doctor and needed some extra tests and appointments, which turned into a money drain. If you’re a homeowner, your electrician probably encountered a fixture that’s no longer up to code during a remodel. Perhaps you misread small print, or a sales associate wasn’t upfront about the actual cost of a product you bought. What did you do the last time this happened? You took a deep breath, you paid, and you moved on.
Follow the same first step when dealing with any unexpected costs in the future: breathe. Then, consult a professional.
Navigating Social Security Disability Law
If you’re unable to work because of your health, you should apply for disability benefits as soon as possible. You can file an application for a workers’ compensation claim or a social security disability claim online or by phone. You may receive social security disability insurance (SSDI) and/or supplemental security income (SSI). Some clients wait until they have received a denial to hire a disability attorney while others hire an attorney even before they apply for social security disability (SSD) benefits. Nobody expects you to know the ins and outs of filing a disability claim, and the US Social Security Administration isn’t going to be much help. That’s what social security disability lawyers are for.
If you need a social security disability lawyer in Fayetteville, Greensboro, Raleigh, or Cumberland County North Carolina, just do a quick google search of “disability lawyer Fayetteville NC” or change the location if you live outside of NC. Find a law firm that doesn’t get paid unless they win, so you know they’re trustworthy. Consider going in for a free consultation or free case review with multiple attorneys, so that you’ll receive legal advice from different viewpoints before taking your case to an administrative law judge. Choose the disability attorney or personal injury attorney with whom you have the most comfortable attorney-client relationship. Hiring a lawyer means that you’re more likely to get your social security disability benefits, so even if you’ve encountered unexpected costs along the way, you can breathe. Help is readily available.
Dealing With Unexpected Damages
A small water leak in a finished basement, for example, is a serious problem especially if you’re already filing a disability claim. Water damage can wreak havoc on your home’s plumbing, appliances, baseboards, and foundation walls unless you’re up to date with its maintenance and take proper care for it. If you leave the damaged area alone without restoring the material, then you’re allowing the space to further deteriorate. A basement flood becomes water damage to your basement floor and drywall, which could turn into structural damage. Definitely don’t wait if you have standing water coming a few inches up your basement wall – you’re just asking for mold! Any excess moisture leads to mold growth, and you may end up having to replace carpet or drywall that would have been salvageable. This will only cost more in the long run. If you deal with the damage first thing, you’re saving yourself future headaches.
Water damage remediation is the process of cleaning up any type of water damage after too much water gets into your home. If you have water damage in your basement or anywhere else in your home, you can hire professionals to remove the water, dry your items, and eliminate all evidence of flood damage. Remember that thing about saving yourself future headaches? You don’t need to fix all the cracks in your foundation by yourself. Yes, that is a metaphor. Ask for help.
Finding Peace of Mind
Let’s not forget what really matters here – your injury or disability. If you feel out of control when it comes to money, then take control of what you can. Talk to your doctor about the best way to manage pain or heal your injury. If you have physical therapy exercises to do every day, stay on top of them. Try alternative or holistic healing practices as well. If you’re a veteran, look into VA disability benefits to see if you qualify. When you’re dealing with financial stress while filing a social security disability claim, you need to take care of yourself. This is your life. Fix what you can, and let go of the rest.
